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Precious Metals
There are plenty of advertisements these days about owning precious metals. You may recall that here in the US, television ads first appeared offering you cash for gold. People in the ads were selling their old jewelry and sending those items in for a cash return. Next the ads began talking about buying and holding gold (coins, bullion, etc) based on the amount that the “value” of gold increased over the past 10 years for example. As the price of gold increased I remember discussing with my wife that we would begin to see silver being added to the commercials because while some may not be able to purchase ounces of gold at a price above $1600/ounce, silver would be more attractive as it sells closer to $30/ounce. Of course you see both advertised today.
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Get Educated
“Persons, especially salaried people who schedule their spare time, to provide for home study, seldom remain at the bottom very long. Their action opens the way for the upward climb, removes many obstacles from their path, and gains the friendly interest of those who have the power to put them in the way of opportunity.”
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Encouraging Financial Health
You’ve been paying a little better than the minimum required towards your credit card balance, on a good month, and it just doesn’t seem to be doing any good. How do you stay focused on your goal when it seems to take so long to achieve? Ever have the feeling that either “nothing is happening” or “I don’t think I’ll ever get there.” How about, “it’s not working.” You’re trying to pay down some credit balance to zero. The balance on the credit card represents purchases that you no longer remember were even made on it. The balance due that you read off the monthly statement is still depressing and is not encouraging. You need something that can encourage you or highlight your progress so you can see the progress you have made.
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